Important update
    Changes to the Bank of England Base Rate

    The Bank of England decreased Base Rate from 4.50% to 4.25% on Thursday 8th May 2025. Following this announcement, we will be reviewing how this impacts our current savings interest rates and this may mean we need to change your variable interest rate if this is applicable to your product. If we do, we will be in touch to let you know and provide you with your options.

    If I'm a jointly appointed Attorney, can I apply for a savings account without the other Attorneys?

    If more than one Attorney is appointed, the way in which you apply for a savings account, or register the Attorneys for an existing savings account, will depend on whether the Attorneys are appointed jointly or jointly and severally.


    If the Attorneys are appointed jointly, all of the Attorneys must act together. For new savings accounts, we would require all of the Attorneys to sign the application form and provide the following details:

    • The full name of all of the Attorneys
    • The date of birth of all of the Attorneys
    • The residential address of all of the Attorneys
    • A certified copy of the Power of Attorney document or deputy order


    For any instructions or requests relating to existing accounts, jointly appointed Attorneys must provide us with jointly agreed instructions.


    If the Attorneys are appointed jointly and severally, one of the Attorneys may act alone. We would therefore accept an application form signed only by one of the Attorneys, which is to include the following details:

    • The full name of the Attorney
    • The date of birth of the Attorney
    • The residential address of the Attorney
    • A certified copy of the Power of Attorney document or deputy order


    For any instructions or requests relating to existing accounts, a jointly and severally appointed Attorney can provide us with instructions on their own.

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