Christmas opening times 2024
Over the festive period, our Customer Services team will be here to support you. You can find details of when they'll be available by clicking below.
View our opening hoursOur Fixed Rate Bonds give you a fixed rate for the whole of your chosen term. It means you’ll always be sure how much interest you’ll earn annually or at maturity.
Fixed rate
The rate is fixed, so it will stay the same for the entire term of your savings account. We guarantee to pay the advertised interest rate if your full cash deposit is paid into the account within 10 calendar days.
Interest payments
Interest starts to accrue when your cleared funds are received. Interest is not compounded and is payable annually and at maturity into your nominated bank account.
Adding funds
The minimum opening deposit is £10,000 and the maximum is £2 million. Single or multiple deposits can be used to send us your funds within 10 calendar days of accepting your application.
Withdrawals
You cannot withdraw funds or deposit additional funds during the product term.
Account holders
Once we have accepted your application, you will not be able to transfer into another person's name, add a person or remove a person.
Maturity
We will write to you around 14 days before your Fixed Rate Bond matures to outline your options. If no maturity instructions are received at the end of the fixed term, your balance will be paid into an Easy Access Maturity Account.
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AER stands for Annual Equivalent Rate and illustrates the interest rate you would earn from a savings account over the course of a year, and it takes any compounding of interest into account.
Gross PA means Gross Per Annum, i.e. before tax is deducted (at the legal rate).
Fixed rate
The rate is fixed, so it will stay the same for the entire term of your savings account. We guarantee to pay the advertised interest rate if your full cash deposit is paid into the account within 10 calendar days.
Interest payments
Interest starts to accrue when your cleared funds are received. Interest is not compounded and is payable annually and at maturity into your nominated bank account.
Adding funds
The minimum opening deposit is £10,000 and the maximum is £2 million. Single or multiple deposits can be used to send us your funds within 10 calendar days of accepting your application.
Withdrawals
You cannot withdraw funds or deposit additional funds during the product term.
Account holders
Once we have accepted your application, you will not be able to transfer into another person's name, add a person or remove a person.
Maturity
We will write to you around 14 days before your Fixed Rate Bond matures to outline your options. If no maturity instructions are received at the end of the fixed term, your balance will be paid into an Easy Access Maturity Account.
Here you will find useful information to learn more about our products and help you to choose from our range of savings accounts.
Here you will find the all interest rates we have previously offered, this may help you to find the rate for a product you currently hold with us.
Your eligible deposits held by a UK establishment of Close Brothers Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
For further information, visit www.fscs.org.uk