Our Fixed Rate Cash ISAs give you a fixed rate for the whole of your chosen term. It means you’ll always be sure how much interest you’ll earn on your tax-free savings.
Fixed rate
The rate is fixed, so it will stay the same for the entire term of your savings account. We guarantee to pay the advertised interest rate if your full cash deposit is paid into the account within 10 calendar days.
Interest payments
Interest starts to accrue when your cleared funds are received. Interest is compounded and is paid into your Fixed Rate Cash ISA annually and at maturity.
Adding funds
The minimum opening deposit is £10,000 and the maximum is £2 million. Single or multiple deposits or transfers can be used to send us your funds within 10 calendar days of accepting your application.
Withdrawals
You cannot withdraw funds or deposit additional funds during the product term.
Account holders
Fixed Rate Cash ISAs are only available for individuals and must be held solely by one person. You cannot have a joint ISA account.
Maturity
We will write to you around 14 days before your Fixed Rate Cash ISA matures to outline your options. If no maturity instructions are received at the end of the fixed term, your balance will be paid into a Cash ISA Maturity Account.
Cooling off period
If you change your mind within 14 days of opening the account, you may close it without being charged and the account will not be considered part of your ISA tax allowance for that tax year. If you'd like to close your account after this period, you must withdraw the full amount and you will be charged an early closure fee. Your closure fee will be outlined as part of your application. You can also find it within your product terms and conditions.
If you're looking to deposit over £1 million, get in touch with us so we can discuss your options.
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AER stands for Annual Equivalent Rate and illustrates the interest rate you would earn from a savings account over the course of a year, and it takes any compounding of interest into account.
Gross PA means Gross Per Annum, i.e. before tax is deducted (at the legal rate).
Fixed rate
The rate is fixed, so it will stay the same for the entire term of your savings account. We guarantee to pay the advertised interest rate if your full cash deposit is paid into the account within 10 calendar days.
Interest payments
Interest starts to accrue when your cleared funds are received. Interest is compounded and is paid into your Fixed Rate Cash ISA annually and at maturity.
Adding funds
The minimum opening deposit is £10,000 and the maximum is £2 million. Single or multiple deposits or transfers can be used to send us your funds within 10 calendar days of accepting your application.
Withdrawals
You cannot withdraw funds or deposit additional funds during the product term.
Account holders
Fixed Rate Cash ISAs are only available for individuals and must be held solely by one person. You cannot have a joint ISA account.
Maturity
We will write to you around 14 days before your Fixed Rate Cash ISA matures to outline your options. If no maturity instructions are received at the end of the fixed term, your balance will be paid into a Cash ISA Maturity Account.
Cooling off period
If you change your mind within 14 days of opening the account, you may close it without being charged and the account will not be considered part of your ISA tax allowance for that tax year. If you'd like to close your account after this period, you must withdraw the full amount and you will be charged an early closure fee. Your closure fee will be outlined as part of your application. You can also find it within your product terms and conditions.
Here you will find useful information to learn more about our products and help you to choose from our range of savings accounts.
Here you will find the all interest rates we have previously offered, this may help you to find the rate for a product you currently hold with us.
Your eligible deposits held by a UK establishment of Close Brothers Limited are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme. Any deposits you hold above the limit are unlikely to be covered.
For further information, visit www.fscs.org.uk