What is a Fixed Rate Cash ISA?
Our Fixed Rate Cash ISA is a tax-free savings account. Your interest rate is fixed, so it will stay the same for the entire term of your savings account.
At the end of the term if no maturity instruction is received, your funds including any interest earned will be paid into a Cash ISA Maturity Account, where it will earn a managed variable rate.
A 14 day cooling off period applies. Withdrawals after your cooling off period are subject to a charge.
A fixed rate for a fixed term
Our Fixed Rate Cash ISAs give you a fixed rate for the whole of your chosen term. It means you’ll always be sure how much interest you’ll earn on your tax-free savings.
Who can apply for a Fixed Rate Cash ISA?
To apply for a Fixed Rate Cash ISA you should be:
- Aged 18 or over
- A UK tax resident, or Crown Employee performing duties overseas (or married to or in a civil partnership with such a person)
- Depositing between £10,000 and £2 million
Is a Fixed Rate Cash ISA right for you?
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You’ll be able to meet the minimum deposit requirement |
You want quick access to your money |
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You want one, simple rate for the full term |
You want to 'top up' with extra deposits |
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| You want to know exactly how much interest you'll earn | You want an interest rate that moves in line with the base rate |
For more information, please visit our frequently asked questions.